As December approaches, many people focus on holiday planning, travel, and family events — and dental care usually drops to the bottom of the list. But here’s something most patients don’t realize:
Your 2025 dental insurance benefits expire on January 1st, 2026 — and the coverage you don’t use won’t roll over.
Every year, millions of dollars in dental benefits go unused simply because patients don’t understand what’s actually included in their plan. At Prestige Dental Care (Lake Worth) and Prestige Dental Care West (Loxahatchee), we help patients take advantage of the care they’ve already paid for before it resets.
Most Patients Think Their Dental Insurance Works Like Medical Insurance — It Doesn’t
Dental insurance is built around prevention, not emergencies.
But many patients wait for something to hurt before scheduling a visit.
Here’s what most people misunderstand:
1. Dental plans reward early treatment, not delayed treatment
A small cavity in November could be a covered filling —
… or a January root canal after the benefits reset.
2. Two cleanings a year are already included in most plans
If you haven’t used both, you’re leaving one behind.
3. Your annual maximum doesn’t carry into 2026
Once the year ends, whatever is left disappears, even if you’ve paid premiums all year.
4. Your deductible resets in January
That means waiting could cost you more for the exact same treatment.
How Delaying Care Can Cost You More in January
Here are a few real-world examples we see every December:
- A patient postpones a dental crown →
December cost: insurance covers a large portion
January cost: deductible resets + new out-of-pocket costs - A patient ignores bleeding gums →
December: deep cleaning still covered
January: new deductible + further periodontal damage - A patient skips their second dental cleaning →
That cleaning is included in most plans — and once it expires, it’s gone.
Small decisions now can prevent expensive treatment later.
Why Now Is the Best Time to Schedule
Late November through December is historically the busiest period for:
- Preventive cleanings
- Restorative care
- Follow-up visits
- Finishing crown and implant treatment plans
- Emergency dentistry during holiday travel
Patients trying to use their remaining benefits often create last-minute demand, which is why scheduling early helps secure the times you prefer.
Both offices offer:
- Priority year-end scheduling
- Assistance reviewing your remaining benefits
- Flexible times at two locations
- A family-owned team that knows your insurance inside and out
Two Convenient Locations to Serve You
Prestige Dental Care – Lake Worth (Main Office)
6169 S Jog Rd Suite B-2, Lake Worth, FL 33467
Book Online: https://www.patientsreach.com/schedule/0a7c1df8-f136-11ee-a303-02812e505b51/
Prestige Dental Care West – Loxahatchee (West Location)
13005 Southern Blvd Suite 114, Loxahatchee, FL 33470
Book Online: https://www.patientsreach.com/schedule/0a7c1df8-f136-11ee-a303-02812e505b51/
Don’t Have Dental Insurance? You’re Still Covered
Unlike many corporate offices, Prestige Dental Care welcomes patients with or without insurance.
We offer:
- In-house financing
- Third-party payment plans
- Transparent pricing
- New patient specials
- Options that fit families and individuals
Learn more here:
https://www.prestigedentalcarefl.com/patient-resources/insurance-financing
What You Should Do Before 2025 Ends
To make the most of your benefits:
1. Schedule your cleaning if you haven’t had two this year
Most patients forget this is included.
2. Complete any recommended treatment before the reset
Your future deductible may not be as generous.
3. Ask our team to check your remaining benefits
We’ll verify what’s still unused.
4. Plan ahead if you know you’ll need work in early 2026
Starting now avoids new-year costs.
Your insurance company won’t remind you — but we will.
Final Reminder
Your 2025 benefits expire on January 1st, 2026.
If you’re unsure what your plan still covers, call or book today. We’ll check your benefits for free and help you schedule before appointments fill up.
